Why Xapo Bank?
Not just another digital bank. Xapo combines traditional banking security with crypto innovation.
- Licensed banking institution
- Real Bitcoin yield, not speculation
- Physical and virtual cards
- 24/7 customer support
Earn up to $500 in Bitcoin
Bitcoin and everyday banking, in one membership
Built for a specific use case: hold Bitcoin, access regulated USD banking, convert supported assets, transfer money and spend globally from one membership.
Where Xapo can be useful
Regulated Access
Fiat banking and Bitcoin services operate through separate regulated Gibraltar entities
Global Spending
Premium debit card works worldwide with no hidden forex fees
BTC and Fiat Workflow
Hold, convert and move supported assets in one documented account workflow
💡 Pro tip: Use my referral code UKG-KVD-BU when signing up. You'll get up to $500 in Bitcoin rewards, and I'll get a small bonus too. It's a win-win.
🎁 Referral Benefits
Get Rewarded Together
Join with my code and we both benefit. You get up to $500 in BTC, I get a referral bonus. Here's everything you need:
Your Referral Code
UKG-KVD-BU
Or use this link:
https://application.xapo.com/membership-application?ref=UKG-KVD-BU
What You Get
Up to $500 in BTC
Subject to activation and current referral terms
Regulated Bitcoin Services
BTC is held separately and is not deposit-insured
USD Banking Rails
Access supported bank and stablecoin transfer routes
Premium Debit Card
Global spending with no Xapo FX fee, subject to terms
How Referral Works
Simple 3-step process to get your Bitcoin rewards:
- Click the referral link
- Complete registration
- Meet the current activation requirements
- Meet the current reward conditions
Important Notes
Make sure you understand these before applying:
- $1000/year membership fee
- Referral eligibility follows current terms
- Available in select countries
- Terms may change
Xapo combines regulated USD banking and regulated Bitcoin services, while keeping their legal protections distinct.